7 Life Lessons from Mr. Kishor Kharat (MD & CEO of IDBI Bank) for a Successful Life (#made of great)

Tata Motors came up with a great campaign to inspire millions by honouring those who are #madeofgreat. I consider myself blessed to meet inspiring people all the time. I believe there is something within all of us that makes us unique.

When I thought of someone, I know and is made of great – the first person that popped in my mind is my Uncle (Kaka as I call him) Mr. Kishor Kharat (MD & CEO of IDBI Bank) who is undeniably made of great and also the motivating example of greatness and excellence driven by self-belief.

Mr. Kishor Kharat (MD & CEO IDBI Bank)
Mr. Kishor Kharat (MD & CEO IDBI Bank)
My uncle Kishor Piraji Kharat has assumed charge as MD & CEO of IDBI Bank with effect from August 14, 2015. He was earlier posted as executive director of Union Bank of India. He is a graduate in commerce and law, and is a certified associate of the Indian Institute of Bankers. He also holds an Executive Diploma in Management. Before Union Bank of India he had served Bank of Baroda for three decades. He has dealt with various verticals of banking including credit, international business, information technology and general administration both in India as well as overseas.

When someone we know forever, a family member starts making waves and influence many you cannot help but be proud. Proud was the exact feeling I felt when I interacted with a stranger recently in an event. She saw my full name on my tag and started taking with me. The first question she asked me was, “Are you related to Mr. Kishor Kharat?” I nodded yes and got into a long talk about how we learn from role models who lead by example. My uncle has guided me on many occasions I have always looked up to him especially when I was choosing my specialization for college and when got my first job in a private bank. I have always found his drive to achieve big dreams admirable.

The #madeofgreat campaign of Tata Motors builds upon their DNA of trust, authenticity, reliability, simplicity, as well as its commitment to innovation. These are the qualities that make winners like their Global Brand Ambassador – Lionel Messi who perfectly fits the role as he is trustworthy, reliable, pioneering, simple and driven by self-belief.madeofgreat

A great and strong character is something that one can find common in all great people. I think it is my Uncle’s strong mind and willpower to achieve greatness is what drives him. The way my uncle has strived for his success and position has taught me some important life lessons. My uncle who comes from a humble background started at a low position in the banking industry but his thirst for education and excellence that took him to the great heights.

7 Life Lessons from Mr. Kishor Kharat for a Successful Life:

1. Ambition: A person should always be ambitious in life. Where you come from? What your background is? These questions are irrelevant. One must do whatever one can from wherever s/he is. If one dreams big and works hard, s/he can reach greatness.

2. Humbleness: Even after achieving great success my uncle has not forgotten his roots. The village that he grew in celebrated his success and my uncle took time out from his busy schedule to be a part of the celebration. He talked about his childhood and people that have made impact on his life. He mentioned how important was the influence of his mother (my grandmother) on his life and talk about his teachers from the village.

3. Self-Confident: Anyone who is someone has achieved it because of self-confidence. My uncle has set an example for many that confidence can take you to great heights. One must keep educating self in relevant skills to live a confident life.

4. Hard Work: A person no matter how intelligent or talented cannot become successful without hard work. My uncle has proven that when one shows commitment to work they do get appreciated for the hard work.

5. Positive Attitude: To live a positive life one must have a positive mind and attitude towards everything. Every difficulty should be taken as an opportunity to grow. My uncle has overcome many challenges in his life to reach a successful position. It is his positive attitude that kept him going despite many obstacles.

6. Vision: Seeing the big picture, visualizing your goals before achieving them are important qualities of successful people like my uncle. To grow one must be a visionary. My uncle believes in the motto – Dream big and try to achieve it.

7. Work–Life Balance: Besides being, a Top Banker my uncle is a caring husband and father of two sons. He has tried to balance his demanding hours at work and his time at home. My Aunt (also a banker) has been a pillar of support in his career. From my uncle and aunt I take the lesson of being supportive, loving and caring towards my spouse’s career. The couple is a perfect role model for everyone trying to balance work and life.

    Leave a Comment below or by clicking “Comment” link under the Title of the Post, I Would Love to Know Your Opinion on This.

#madeofgreat Contest for readers:

Win Amazon Voucher worth Rs. 750 by giving the most creative answer to the question below –

“What do you think of Tata Motors’ association with Lionel Messi?”

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15 thoughts on “7 Life Lessons from Mr. Kishor Kharat (MD & CEO of IDBI Bank) for a Successful Life (#made of great)”

  1. Meaningful blog… The words are very inspiring with clear thoughts helping to indulge ones to mainframe the positive attitudes. The results can be driven from the success of TATA motors enlightening the celebrity influence as well.. Things like this blog are good to read, share and comment.
    Keep inspiring.

  2. Hey, Usually I never comment on blogs but your article is so convincing that I never stop myself to say something about it. You’re doing a great job Man, Keep it up.

  3. Loved this article and truly amazed by those seven qualities one must have in one’s life. Mr. Kharat must be a great person and I will always follow him. Cheers. 😊


    Congratulations Smt. Yamini. 7 – llife lessons from the life of Shri kishor Kharat – is a superb artricle on what one can observe and learn from the life of a successful Banker Shri Kishor Kharat. Such articles are rare and provide a much needed insight into the personal qualities of an eminent personality. An eminent personality draws both positive and negative impressions – whether expressed or not. If such a personality is the head of an institution, that is in the business of public service, a positive signal goes a long way in promoting goodwill and garnering support among the end users – i.e. the leader should be a source of inspiration. And as a retired employee of IDBi Bank Ltd., I am indeed proud to say that Shri Kishor Kharat Sir, MD and CEO of IDBI Bank Ltd. is an inspiring personality, though I do not have the privilege of meeting him or knowing him personally. But your article provides an excellent innsight on what one can learn from the personal example of Shri Kishor Kharat, and, therefore, I may take the liberty to circulate this article among my friends and those in my groups / mailing lists. Please know that your articles like this are appreciated and do write to me on my email id also which can be put on my website too. – Sundararaman Iyer, Mumbai.

  5. Question] “What do you think of Tata Motors’ association with Lionel Messi?”

    I think Tata Motor’s association with Lionel Messi is the best association beacuse

    1] He is undoubtedly the best football player today despite coming from a poor family and having growth deficiency problems. He is one of the best examples to teach us that anything is achievable in life.

    2]He is dedicated towards his profession. He has a targeted goal which makes him choose the right path. He is role model for youngsters.

    3]Simplicity is his part of life. He doesn’t put on earrings or have dreadlocks. He does not dye his hair or dress in any weird way or act flamboyantly.

    4]He is strong in character, friendly, smiling and suave. He never loses his composure in any situations.

    5] He is confident and teaches us to get maximum out of life.

    6]He is certainly the best ambassador for Tata Motors as it would be a great amalgamation of two legendary entities of the world. Two legends can certainly make something great.

    7] Lastly Lionel Messi is a great public figure, he has huge young fans all over the world, a bright star which which add some more light to the already shining Tata Motors.


  6. I fully vouch the qualities mentioned by you about kharat sir. He is real gem of a person. I know him from 2004 when he was scale 3 officer and I was scale 1 officer. He is a role model to many. When I was undergoing 45 days training in N IBM Pune, the institute asked us if we participants wish to invite any of the senior/ important person from Bank of Baroda. I suggested to invite Mr Kharat, then DGM of Pune region of BOB. The institute invited him and the way Kharat sir impacted his presence I will never forget. He openly told us to choose any of the topic and he can very well discuss. It was definately not arrogance but showed his academic and practical authority over the vast topics. Since last 5 years I am closely associated with Kharat Sir, he guides us, mentors us, never shows the statute and any unknown person can approach him and seek guidance. Mr Kharat will guide him. Greatest person I have met. Even in daily routine when in difficult situation I visualize what Kharat Sir must have done in this situation and take decision. So much impact we have in our life of Mr Kharat. Salutes to you Kharat Sir. I can proudly say that I have seen, met and interacted a real Great person in life.A real life Hero. A real inspiration.

  7. Indeed a nicely written post. I wish you good luck for the contest
    Here is my answer
    The association of Tata Motors with Lionel Messi is that of two greats. Lionel Messi has been exceptionally talented who with his hard work, determination and sacrifices has got better and tougher in his chosen sport so is the Image, reputation and quality of TATA Motors that have transformed brilliant ideas into masterpieces of engineering and created a brand and products that we are so proud of as Indians. Lionel Messi has transformed his body and the mind body co-ordination into a masterpiece of precision and excellence it would not be wrong to say that Lionel Messi is the TATA Motors of sports where as TATA Motors is the Lionel Messi of vehicles both giants in their own spheres driven by the drive to excel and lead by example. So Lionel Messi is the best choice for becoming the brand Ambassador for TATA Motors

  8. Tata Motors has earned the goodwill from giving the best and innovative Automobiles and it is also known as one the best Automobile Manufactures. And if you see the Lionel Messi , his throughout dedication, zeal , targeted goal of life and technically soundness make him big, achiever and remarkable position in the world.
    As per me, the association of Tata Motors and Messi is a grand amalgamation of two legendary entities of the world, and their amalgamation will definitely break down the clutters and affect the cut throat competition of Tata Motors. Tata motors will sure get a huge preference by the fans of Messi. This will sure make a record of Tata motors in the world of production or may be the highest selling automobiles.
    Tata motor’s main target is to give an impression on the large amount of crowd and this can be achieved only through the Messi, because the youth generation is crazy for MESSI and this can be smart move and a great achievement for Tata Motors they positioned MESSI as their BRAND AMBASSADOR .
    In the nutshell, Tata Motors , Messi joining hands will definitely give more soundness in technicality of promotional strategies and Messi’s influence will influence the audience for choosing Tata Motors and expand the business drastically.

  9. Prakash Jahagirdar

    Kharat Sir,

    very nice lessons about the successful life. Yet again thoughtful as usual.

    Prakash Jahagirdar

  10. Nice article yamini. Different from a lot of other posts for this contest.

    Lionel Messi currently the undisputed king of the football arena faced a lot of challenges in his way to reach where he is now. He was a promising player and at the age of 13 was diagnosed with growth hormone deficiency which threatened his professional career even before it began Anyways with a bit of support and a lot of belief in his capability Messi did reach where he once dreamed of reaching. His passion for football drove him to excellence and that is exactly why TATA Motor’s has associated with Messi for the Made of Great campaign. It stands for ‘What drives us from within is what makes us great’ and who better to put a face to that thought than Messi.

  11. Great knowing that Mr Kharat is related to you. He is a great inspiration having risen to the stature he occupies.

    I feel Messi would likewise inspire the customers of Tata Motors and this would result in better brand loyalty.

  12. Tata Motors’ association with Lionel Messi spells a significantly notable alliance that will steer the company towards favourable benefits. I always acknowledge Tata Motors as a distinctive name in Auto industry, which will not let the success ‘larger-than life’ elude from its fate now with a timeless guild with iconic figure Messi. I don’t see this union of Tata Motors as an aspirational effort for garnering some quick publicity and evoke specific reaction from myriad crowd with Celeb branding, but is rightly an embellished handshake for keeping up the pace to get to the pinnacle of success graph. To sum things up, I am joyous to see the brand and the star uniting for ‘One in a Million’ #madeofgreat power-packed drive ahead 🙂

  13. Mr. Kharat is surely a strong pillar of Banking Sector in India and is seen as a Knowledge leader by prominent personalities of the Financial Sector . You are very fortunate to look into their life and learn so closely .
    As for Messi , he is a amazing example of rise of a ordinary kid into a legend and still remain down to earth .. Hard work , Dedication , Loyalty , Simplicity are the attributes of him and so does Indian’ association with TATA as brand Signifies … So Messi fits very well as a Ambassador of this MADE IN INDIA and Made for INDIANS brand ..

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