Miraculous Mind

Best Money Advice – The Richest Man in Babylon.

 The Richest Man in Babylon

The Richest Man in Babylon

Money is the most confused necessity of life. We grow up with such mixed teachings and suggestions about money that by the time we start earning we are not sure how to invest it wisely.

The lack of clarity about money is the main reason, why most of us do not understand how to grow our finances or get out of debt and even after earning our whole life we still find it hard to have a comfortable nest egg for life after retirement.

“The Richest Man in Babylon” is one of those very few books who have successfully uncomplicated money matters for the readers. The author of this book George S. Clason has given very simple instructions about how to live a wealthy life. This book was first published in 1926 the advice is very much relevant for today’s generation.

I found this book extremely easy to follow. If you want to improve your financial condition and your habits related to money and you get dizzy when you try to read the complicated financial books with lots of charts and tables I suggest you start with this simple and engaging book like I did.

There are many more books that can further help you on your way to abundance like Think and Grow Rich, Rich Dad Poor Dad or The Science of Getting Rich and similar treasures you should collect.

One of the Teachings from The Richest Man in Babylon: 7 cures for a lean purse:

1. Start keeping 10% of all you earn:

“Wealth consists not in having great possessions, but in having few wants.” — Epictetus

The book suggests “A part of all I earn is mine to keep”. Pay yourself first at least 10% of all you earn. You can increase this to 20% or more as you go along in this financial journey. Always pay yourself first no matter how little or lot you earn.

2. Control your expenses:

“Too many people spend money they earned; to buy things they don’t want; to impress people that they don’t like.” — Will Rogers.

Budget your expenses. Spend less than 90% of income. As you pay yourself 10% you have to control your expenses within remaining 90%. Today we are surrounded with so much temptation to spend more than we earn by using credit or instalments or what not but we must not blindly fall prey to the luring advertisements and buy things we don’t need.

If we do have to buy some lifestyle products that have become a necessity in today’s world then I highly suggest you keep a check on discounts and sales that slash down the price low enough for us to enjoy the luxury within a budget.

I recently stumbled upon an amazing website called CupoNation which has so many great deals and coupons that can help you get lifestyle products at a very affordable price. This website is definitely a great way to save a lot of money as it is filled with many options of sales and discounts.

3. Make the money work and it’s children work:

So what to do with the 10% you pay yourself. Well invest it wisely. Take advice from someone who is good with investments. Please never consult someone about investments who is bad with their own money.

When you get returns from these investments called as your money’s children in this book make them work too. Keep on investing the 10% and it’s children so you can create multiple streams of wealth flowing towards you.

4. Secure the investment:

Most people are scared to invest money as they fear they may lose it all. With proper study we can find safe options to invest. Start small and be safe. Study opportunities in details. Don’t take risk. Invest only where the principle is safe. I cannot say this enough take advice from someone who knows about investments.

5. Own my home:

This is the most difficult cure for a lean purse as the property rates have gone so high that it seems almost impossible to be a homeowner especially in the city of Mumbai where I am based but this goal should be a priority in our mind. Try to achieve this goal as soon as possible.

6. Prepare for the future:

“The lack of money is the root of all evil.” — Mark Twain

Provide in advance. Keep a small investment every week or month regularly for old age. Invest in properties that will grow in value for the future.

7. Desire to become rich:

Make a burning desire to become wealthy. Sharpen your skills. Increase your ability of your craft. No matter what your work is there should always be progress so that the streams of income will keep flowing and increasing. Study about your work, your skills, about money or investments and become wiser.

“Spend your money on the things money can buy. Spend your time on the things money can’t buy.” — Haruki Murakami (The Wind-Up Bird Chronicle)

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Are you ready to play the hand that is dealt for you?

Fan Flourish
Are you ready to play with the hand that is dealt for you?Heo2035 / Foter.com / CC BY-NC

“Life is like a game of cards. The hand that is dealt you represents determinism; the way you play it is free will.” — Jawaharal Nehru

Lately I have been a bit lazy with my writing and my workout even some of my housework. Most of my excuses were like; “I don’t feel like doing it now.” or “I’ll do this tomorrow.” Or “I don’t feel so good.” Or “I have a backache or my legs are killing me.” I knew I was just giving excuses and avoiding work and also feeling guilty about it but somehow I was not able to shake this feeling.

Something miraculous happened. I stumbled upon not one but two amazing videos and this was completely by accident. I did not search for these and do not recollect how I ended up watching these videos but that was exactly the medicine I needed.

So if you suffer from the same laziness syndrome. I recommend my prescription of these two videos. It will completely change the way you look at life. I always tell everyone to be thankful for everything they have and maybe it was slipping from my mind but these videos were like two tight slaps on my sluggishness. I am amazed by the amazing encouraging people in these videos I am sure there are many more like these heroes out there. I salute their courage and willpower.

“We cannot change the cards we are dealt, just how we play the hand. If I don’t seem as depressed or morose as I should be, sorry to disappoint you.” — Randy Pausch (The Last Lecture)

Two statements from these videos I will never forget. These are so much meaningful now; “Where there is a will there is a way.” and “It matters how are you gonna finish. If you are gonna finish strong then you will find that strenght to get up?”

Go ahead watch these videos and let me know what you think about these. If they give you any encouragement I would love to read about it in your comments.

and

What’s your excuse? I don’t have an excuse anymore.

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How to Make an Amazing Movie for Effective Creative Visualization

The Director - A Young Walt Disney?
Express Monorail / Travel Photos / CC BY-NC-ND

Since I uploaded “Movies – Making Creative Visualization Fun” post I got many queries about how I made my own mind movie; so I am making a detail post about the easy method I use to make my movie. The timing couldn’t be better as there are 3 Powerful Gifts but I will get to that at the end of this post.

First what is a mind movie? Well if I have to explain it in brief I will say it is a dynamic digital vision board with moving pictures and audio that you can watch on your computer or phone at least once a day to train your brain mainly the subconscious mind to focus on what is important to you so that you can live your dream life. It helps you to send out vibrations of the frequency of your goals or desires and attract them. It is positive programming your mind so you can achieve everything you desire. I call it creative visualization in a fun and easy way.

Step 1 – List your Desires:
Make a list of your desires in all major areas of life such as Health, Family, Wealth, Personal Goals like Travelling or Owning a particular property or Starting a business, Or any other field important to you

Step 2- Collect the material:
Collect your personal material like personal pictures or your favorite motivating song everything you would like to have in your mind movie. I have seen many examples of mind movies on YouTube where people make movies with lot of pictures of abundance, wealth and everything under the sun but not a single personal picture. Get few happy and healthy pictures of you and your family to give the movie a personal feel.

Step 3: Create your own mind movie:
Making a beautiful movie with Mind Movies is easy, simple and fast. All you have to do is make some clicks on the pictures and music of your choice and a beautiful video is created instantly. You get a wide range of pictures and even if you are not sure about the goals you want to put in your movie there is a lot of explanation on that too.
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Movies – Making Creative Visualization Fun.

Movies – Making Creative Visualization Fun

Movies – Making Creative Visualization Fun


In most of my posts like Mind it, Creative Visualization – Why I do it?, Goal Setting & Achievement – Raising Standards or Imagination – Our Inner Power; I have always highlighted the power of our mind. How our mind needs to focus on our visions or desires to achieve it and how by visualizing our desires it becomes easier to locate opportunities that were not clearly visible earlier.

We can help our mind to focus on our desires by repeating positive affirmations that highlight our goals. We all know a picture is worth a thousand words so we can make a beautiful collage of photos that show our desires and hang it somewhere we can see many times a day; this is called a vision board. You can make a digital version of it and make it your screensaver.

If you love daydreaming then visualization will not be a challenge for you. It will not matter if you use written affirmations or a vision board. Now what if you get distracted with negative thoughts while you try to visualize or it does not come that easily to you or you just got a bit bored of it and would love to try something new. Making a movie about your desires can be the easiest way to visualize you goals.

A movie can be a series of fast moving still pictures that you used for your vision board or you can actually record yourself talking about your goals and desires like you are talking to a friend or giving an interview. To make it more interesting you can hold one of the vision board pictures in front of the camera while talking about your desires. Add your favorite motivational song and you got yourself the best movie you will ever see in your life.

Tips to remember while making a movie:

1. The movie should be interesting, cheerful, positive and enthusiastic. Its motive is to encourage you.

2. Keep it short so you can watch it every morning and night before and after bed.

3. Keep it on your smart phone. You can enjoy it while commuting.

4. Keep it very specific to your real goals and desire. Remember you are making this for you and no one else, so don’t put stuff on it just to make it look good. Everything on that movie should mean something to you. Be honest about your desires or the whole exercise will be a waste of time.

“Success will be within your reach only when you start reaching out for it.” ― Stephen Richards

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Law of The Karmic Account – Dealing With A Difficult Relationship

Three Monkeys (100th Upload and approx 1000 views...Thanks everyone)
See No Evil, Say No Evil, Hear No EvilIndibang / Art Photos / CC BY-NC

In my last post “Karma Keeps An Account?” I discussed how it is not right to blame Karma for any misfortune in our life and by taking care of our thoughts, words and deeds we can change our Karma to positive. I also mentioned about Karmic account. Now let’s see how this account affects us and how to settle this for good.

The Karmic account keeps a record of the positive and negative exchange of energy between two souls. If you know someone who is in a difficult relationship (personal or professional) and for some reason cannot escape it, a little knowledge of Law of Karma can come to the rescue.

Here I want to make it clear that I am not trying to solve or discuss about domestic violence or serious mental trauma situations. In such cases I insist to take proper professional help.

I do believe in the famous quote by Eleanor Roosevelt; “No one can make you feel inferior without your consent.”

We have a special way to cope with the unpleasant relationships. We either;

1. Absorb the negative energy;

2. Withdraw self from the situation, or

3. Reflect back the negative energy,

All of the above mentioned three methods are unhealthy and it increases the bitterness in the relationship.

If we study the Law of Karma we understand a fourth method to transform the negative energy into positive and improve the relationship.

4. Transform negative energy to positive:

This may sound like a dream but it is possible and can be done with a lot of understanding and patience.

• When you face anything negative like blame or criticism and you know you are right on your part then keep calm and remind yourself that you are a powerful soul, a pure being, keep your cool

• The other person may not see your point or appreciate you now but will do so in time and even if that does not happen you are fine with it because you are at peace with yourself

• Never dwell upon hurtful remarks this only increases the pain. Instruct your mind to be calm.

• Detach yourself from the situation and study the reason for the dispute. It gets far clear when you see from a distance than being emotionally attached

• When you forgive and forget you reduce your own pain so take the high road whenever possible

• One needs a strong and powerful mind to stay calm in such situations or to forgive so meditation can be your best tool. Meditate daily and while or after meditation visualize being in a happy and loving relationship just as you desire

• Generate thoughts of love and peace for the person you want to improve your relationship with. If you send energy of love and peace you will get the same energy in return but as I mentioned earlier you will need a lot of patience

This is a lot of work, if you want to save the relationship it will all be worth it. On the other hand if you think you are done with the pain and cannot take it anymore. Then you will have to take a very serious, difficult and maybe permanent decision of moving on from that painful relationship and visualize yourself in a new loving relationship.

Again I will suggest Shakti Gawain’s Creative Visualizationfor proper guidance to manifest a loving relation or anything else you desire.

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Karma Keeps An Account?

Karma Keeps An Account?

Karma Keeps An Account?

Nowadays we hear about Karma everywhere. Most of the time in a negative way which I do not understand; Karma is a spiritual law. It is a law that causes all important aspects of our life. It is not much different from the law of gravity. We do not say anything bad about the law of gravity if we miss a step and fall down the staircase. We know it was our mistake as we were not careful on the steps. Then why we blame Karma, when we face bad consequences for a bad deed or word or even a thought.

Yes that is how Law of Karma works if we send out bad energy through thoughts, words or deeds it comes back to us in some or the other form. This is also known as cause and effect. Law of Karma is also mentioned with the phrase “as you sow so shall you reap.” or it can be explained in a scientific way by Newton’s 3rd Law; “To every action there is always an equal and opposite reaction: or the forces of two bodies on each other are always equal and are directed in opposite directions.”

Have you ever met someone for the first time and instantly felt a strong negative or positive emotion for that person. You felt; “I don’t know something about her makes me feel I cannot trust her.” Or “I think we can be great friends. Though I don’t know much about him, I think I will like him.”

You feel this strongly and soon get confirming proof about your feeling. How can you explain this? The answer is hidden in the Law of Karma. If you study the karmic account you will understand why you feel various emotions for different people.

A Karmic account is an account between two souls. This account keeps a record of the positive and negative exchange of energy between these two souls. Till this account is settled these souls will interact with each other even when they take birth in a new form and a new life.

Deepak Chopra has explained Karma beautifully in The Book of Secrets: Unlocking the Hidden Dimensions of Your Life
“Situations seem to happen to people, but in reality, they unfold from deeper karmic causes. The universe unfolds to itself, bringing to bear any cause that needs to be included. Don’t take this process personally. The working out of cause and effect is eternal. You are part of this rising and falling that never ends, and only by riding the wave can you ensure that the waves don’t drown you. The ego takes everything personally, leaving no room for higher guidance or purpose. If you can, realize that a cosmic plan is unfolding and appreciate the incredibly woven tapestry for what it is, a design of unparalleled marvel.”

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